CONTENTS:- 1. Introduction 2. Literature Review 3. Global, Indian and State (Orissa) Scenario of Credit and Other Factors Related to Rice Production 4. Credit and Other Factor Related to Rice Production with Special Reference to Bargarh District 5. Characteristics of Sample Farms 6. Short Term Formal Credit and Productivity of Rice: Impact Study 7. Resource Productivity, Returns to Scale and Resource-Use Efficiency in Rice (Paddy) Farming: An Analysis of Preloan and Post Loan Period 8. Summary, Significant Contributions and Limitations